Top 5 Halloween Home Insurance Hazards and How to Prevent Them

Stay Safe This Halloween: Avoid Common Home Insurance Hazards

Halloween brings excitement and spooky fun, but it also increases risks for homeowners. As you prepare for costumes, decorations, and trick-or-treaters, remember that your home insurance policy could face unexpected claims if you’re not careful. Here’s how you can safeguard your home and avoid those scary surprises.

Halloween Home Insurance Hazards

Top 5 Halloween Hazards to Watch For

1. Slippery pathways: Wet leaves or decorations can cause slips and falls for trick-or-treaters. Keep your walkways well-lit and clear of debris.
2. Jack-o’-lantern fires: Open flames pose a real fire risk. Opt for battery-powered candles instead of real ones in pumpkins and decorations.
3. Vandalism and theft: Halloween night can attract pranksters. Secure your property and consider motion-sensor lights to deter trouble.
4. Pet mishaps: With constant doorbell ringing, pets may get anxious or escape. Keep pets in a safe, secure room away from the commotion.
5. Costume-related accidents: Costumes that obstruct vision or movement can cause trips and falls. Encourage safe and sensible outfits for family and guests.

Protect Your Home and Policy

Make sure your home insurance policy covers these potential hazards. Review your coverage before the festivities and take simple precautions to keep your home safe. Avoid scares that could haunt you long after Halloween by staying prepared!

Sources:
finder.com.au – 5 surprise Halloween hazards and how to avoid them